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Tuesday, November 3, 2026 |
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A Note From Aaron Page
My Purpose is to provide....Low Rates, Expert Consultation, and a Simple Process. Share with someone who could use my help.
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Mortgage Market Update
Your mortgage should match your life
Hi there. Every homeowner's situation is different—and so should their mortgage be.
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National Mortgage Rates · November 2, 2026
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Conventional 30-Year
6.75%
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Source: Optimal Blue daily mortgage indices via FRED · Includes our pricing adjustment
Rates shown are national mortgage index rates plus our pricing adjustment, and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Loan Programs
Why your neighbor's mortgage might not be right for you
There's no one-size-fits-all mortgage. What works beautifully for someone else—a 15-year payoff, an adjustable rate, a jumbo loan—might be completely wrong for your situation. The right program depends on how long you plan to stay in your home, how comfortable you are with payment changes, what you can afford today versus later, and what your financial priorities actually are. I've seen people stress over a mortgage that wasn't built for them, when a different structure would have given them peace of mind. That's why I always start by understanding your goals, not just your credit score. Let's talk about which loan program actually makes sense for your life. Reach out and we'll walk through what might work best for you.
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Tip of the Week
Refinancing resets your amortization clock. If you're 10 years into a 30-year loan, consider a shorter term to avoid paying more total interest.
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Tips for Homeowners
Co-Signing a Mortgage: What You're Really Agreeing To
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Co-signing makes you equally responsible for the debt. If the primary borrower misses payments, your credit score takes the same hit and the lender can pursue you for the full balance.
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2.
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The co-signed mortgage debt appears on your credit report and counts toward your DTI. This can limit your ability to qualify for your own financing until the loan is paid off or refinanced out of your name.
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3.
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There's no automatic way to remove yourself as a co-signer — the primary borrower must refinance the loan in their name alone. Get this understanding in writing before you sign.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Aaron Page team any time and we'll walk you through your options.
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512.924.3138
Texas Mortgage Associates · Unsubscribe
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