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Mortgage Market Update
Stacy Jetton
Edge Home Finance
Wednesday, September 2, 2026
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What's your home actually worth today? |
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Hi there. This week I want to help you get a real sense of where you stand with your home's value—because it might open up options you didn't know you had.
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National Mortgage Rates · August 27, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Home Value Watch
Your home's worth more than you think
Most homeowners have a rough idea of what their house might sell for, but that number matters most when you're thinking about tapping into your equity. Whether you're considering a cash-out refinance, a home equity line of credit, or just want to understand your financial position better, knowing your home's current value is the starting point. A professional appraisal or a conversation with a local real estate agent can give you a clearer picture than an online estimate alone. Once you know where you stand, we can talk about whether accessing that equity makes sense for your goals—whether that's home improvements, debt consolidation, or something else entirely.
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Tip of the Week
Your mortgage interest may be tax-deductible if you itemize. Check with your tax professional to see if it benefits you.
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Tips for Homeowners
Understanding Mortgage Points
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1.
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One mortgage point equals 1% of your loan amount. Paying points ("buying down the rate") reduces your interest rate — typically 0.25% per point, though this varies by lender and market.
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2.
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Calculate your break-even: divide the cost of the points by your monthly savings. If it takes 4 years to break even and you plan to stay 10 years, buying points makes sense.
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3.
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Points paid on a home purchase are generally tax-deductible in the year paid (if you itemize). Points on a refinance must be deducted over the life of the loan.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Stacy Jetton team any time and we'll walk you through your options. |
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404-431-8843 | https://www.JetLoan.com
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